Term Life Insurance provides coverage for a specified period of time, typically ranging from 1 to 30 years. If the insured person passes away during the term of the policy, the death benefit is paid out to the beneficiary. Term life insurance is typically less expensive than other types of life insurance, but it does not build up cash value and the coverage expires at the end of the term.

Whole Life Insurance provides coverage for the entire life of the insured person, as long as the premiums are paid. It typically has a fixed premium and builds cash value over time, which can be borrowed against or used to pay premiums. The death benefit is paid out to the beneficiary when the insured person passes away.

End-of-Life Insurance is a type of whole life insurance that is designed to cover end-of-life expenses, such as funeral costs, medical bills, and other expenses that may arise. It is typically less expensive than other types of life insurance, and the death benefit is generally smaller.

Indexed Universal Life Insurance is a type of whole life insurance that allows the policyholder to allocate a portion of the premium payments to an indexed account, which is tied to the performance of a stock market index. This allows for the potential to earn higher returns than traditional whole life insurance, while still providing a death benefit to the beneficiary. The premium payments are typically flexible, and the policyholder can adjust them based on their financial situation.